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Solutions

A complete payment stack for global growth

Wiregate combines intelligent card processing, local payment rails, Open Banking, and fraud controls in one orchestration layer. Build once, launch across markets, and optimize every transaction path in real time.

Performance Snapshot

Approval

98.7%

Latency

24ms

Countries

150+

Uptime

99.99%

Core Capabilities

Everything needed to process, protect, and scale

Card Processing

Visa, Mastercard, Amex, and Discover with smart retries and adaptive acquiring.

Local APMs

Wallets, bank transfers, and BNPL options mapped by market preference.

Open Banking

Real-time account-to-account payments with SCA-aligned customer flows.

Risk Engine

Scoring, rules, and monitoring to reduce fraud without hurting conversion.

Detailed Products

1. Intelligent Card Routing

Route transactions to top-performing acquirers per region and issuer profile. Increase approval rates with fallback and re-attempt strategies.

  • Network tokenization support
  • BIN-aware routing logic
  • Chargeback management tooling

2. Local Method Expansion

Enable customer-preferred methods in every region for better checkout completion and trust.

  • SEPA, ACH, PIX
  • PayPal, Alipay, WeChat Pay
  • Klarna, Afterpay, Affirm

3. Open Banking for Europe

Support secure bank-based payments with reduced processing cost and stronger user authentication.

  • Real-time confirmation flows
  • SCA compliance handling
  • Recurring payment enablement

99.99%

API Uptime

150+

Countries Reached

40+

Payment Methods

24ms

Avg. Latency

Security & Compliance

Infrastructure built for regulated environments

PCI DSS Level 1

Controls designed for enterprise-grade card data protection.

Real-Time Fraud Monitoring

Behavioral signals and risk rules to catch anomalies quickly.

Operational Resilience

High-availability architecture with proactive incident response.

Need a tailored payment architecture?

Our solutions team can design a rollout plan by region, risk profile, and payment mix so you can expand safely and efficiently.